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NCSHA Washington Report | September 15, 2023

The fact that last summerā€™s debt ceiling deal averted the worst possible outcome of a U.S. government default and passed Congress with bipartisan support in the House and Senate led some to...

NCSHA Washington Report | September 8, 2023

With apologies to the Harperā€™s Index, a set of numbers that shed some light on the state of housing affordability heading into the fall: Years since the average 30-year home mortgage...

NCSHA Washington Report | August 25, 2023

Almost three weeks after the worst wildfire in modern U.S. history devastated the town of Lahaina and surrounding areas on the Hawaiian island of Maui, the human impacts of the disaster remain hard...

NCSHA Washington Report | August 11, 2023

The latest data on homeowner distress is heartening overall: As of June, the national number of seriously delinquent mortgages stood at a 15-year low, and foreclosures were 38 percent below their...

NCSHA Washington Report | August 4, 2023

The Federal Housing Finance Agency received nearly 3,500 responses to its request for input on potential tenant protections for multifamily properties backed by Fannie Mae and Freddie Mac, as the...

NCSHA Washington Report | July 28, 2023

Over the past five years, the Ivory Prize has emerged as the most high-profile award for innovations in construction, financing, and public policy that point toward ā€œambitious, feasible, and...

NCSHA Washington Report | July 14, 2023

Observers of the housing-related activities of two powerful congressional committees this week could be forgiven for feeling an acute sense of cognitive dissonance. The House Financial Services...

NCSHA Washington Report | June 30, 2023

The same forces causing the highest home mortgage insurance costs in decades, which we wrote about last week, are also inflicting punishing financial penalties on apartment owners and developers...

NCSHA Washington Report | June 23, 2023

In California, State Farm, the stateā€™s largest home insurance provider, with a 20 percent market share as of 2021, announced last month it would stop selling new residential policies because of...

NCSHA Washington Report | June 9, 2023

Doubters of bipartisanshipā€™s vitality in a polarized Congress had a rough week at the hands of Republicans and Democrats who jointly introduced two new bills that would lower costs for...

NCSHA Washington Report | June 2, 2023

As cities around the country are reportedly considering converting vacant office space into apartments and other uses, the federal government is missing an opportunity to repurpose obsolete...

NCSHA Washington Report | May 19, 2023

Nine months after the passage of the Inflation Reduction Act, considered by many President Bidenā€™s signature achievement, the mind-boggling scale of the lawā€™s incentives for renewable energy...