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  • March 20, 2017

    Key Congressional Committee Rosters for NCSHA in the 115th Congress.

  • May 16, 2016

    One telling indicator of the state of the nation’s housing is the drop in the homeownership rate to just 64.5 percent last year, erasing nearly all of the increase in the previous two decades. The number of homeowners fell for the eighth straight year, signaling persistently weak demand in this key market segment. And the trend does not appear to be abating, with the national homeownership rate down to 63.7 percent in the first quarter of 2015.

  • May 16, 2016

    The decade-long surge in rental demand is unprecedented. In mid-2015, 43 million families and individuals lived in rental housing, up nearly 9 million from 2005—the largest gain in any 10-year period on record. In addition, the share of all US households that rent rose from 31 percent to 37 percent, its highest level since the mid-1960s.

  • May 16, 2016

    The data in Out of Reach is sobering. In my home state of Oregon, and in communities across the country, working families searching for affordable rental units find little to nothing in their price range. There simply isn’t enough reasonably priced, decently maintained housing to meet the demand, and rapidly rising rents outpace wages. As a result, one out of four households spends more than half their income on housing costs. People with low or fixed incomes face even bleaker situations

  • February 25, 2016

    The Housing Trust Fund (HTF) is a permanent federal fund authorized by the Housing and Economic Recovery Act of 2008 (HERA). It provides grants to States to increase and preserve the supply of rental housing for extremely low- and very low‐income families, including families experiencing homelessness, and to increase homeownership for extremely low- and very low‐income families.

  • December 18, 2015
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    The National Council of State Housing Agencies (NCSHA) is a national nonprofit, nonpartisan organization created by the nation’s state Housing Finance Agencies (HFAs) to advance through advocacy and education their efforts to provide affordable housing to those who need it. NCSHA’s priorities, adopted annually by its Board of Directors after consultation with all state HFAs, set the agenda for NCSHA’s advocacy before Congress, the Administration, and the federal agencies concerned with housing, including HUD, USDA, and the Treasury, as well as its business activities.

  • November 4, 2015

    HFAs have a unique perspective on federal housing and community development programs. As state entities, they understand their local needs and are able to design programs tailored to those needs that prioritize the most pressing challenges throughout their states.

    HUD programs are a crucial component of state efforts to address the affordable housing and housing-related needs of their residents and communities. These programs help families and individuals transform their lives by creating quality and sustainable living environments that lift families out of poverty and desperate situations; help children stay healthy and thrive in school; support seniors, people with special needs, and veterans; and house persons experiencing homelessness. They contribute to community revitalization by supporting good jobs, fostering business growth, building vital infrastructure, and promoting transportation solutions.

  • June 15, 2015

    Although both the NHTF and HOME provide funding for affordable housing, they serve different populations - neither of which can afford further reductions in assistance. While HOME focuses on providing housing for a range of low-income households, the NFITF is the only federal program that provides new money specifically to expand the supply of rental housing affordable to extremely low income (ELI) households, who in most of the country earn
    less than the federal poverty level.

    Neither the NHTF nor HOME provide sufficient funding to meet current housing needs, and funding for HOME already has been cut by more than half since FY 2010. Yet the need for affordable rental housing is higher than ever. ELI families face a national shortage of 7.1 million affordable rental units, and half of U.S. renters - nearly 41 million households, 9 million more than a decade earlier - were paying more than 30 percent of their income for housing in 2012.

  • May 12, 2015

    As the House Committee on Appropriations considers the Fiscal Year (FY) 2016 Transportation, Housing and Urban Development (THUD) Appropriations bill, we urge you to reconsider its devastating cuts to the HOME Investment Partnerships Program (HOME) and the attempt to offset these cuts by transferring all funding from the Housing Trust Fund (HTF), effectively eliminating HTF—a yet-to-be fully realized but critical tool to address the growing affordable housing crisis in this country. Not only should Congress not further reduce HOME resources, but it should restore at least some of the funding cut from the program in recent years.

  • April 29, 2015

    The long-awaited activation of the National Housing Trust Fund (NHTF) program, which will primarily be targeted to rental housing for extremely low-income (ELI) households, represents an important new opportunity for states to begin shaping the future of our nation’s ELI housing policies, including a robust expansion of integrated permanent supportive housing (PSH) units for the most vulnerable ELI populations. Over the past decade, in response to the enormous and growing demand for PSH, a number of state housing agencies – including Pennsylvania, North Carolina, and Illinois – have successfully pioneered new ELI financing approaches to increase the supply of integrated PSH units. This report documents innovative ELI financing strategies developed by these three states which could be adapted for NHTF capital and operating subsidy funding to begin closing the enormous gap in ELI and PSH supply in 2016 when these new funds become available to states (April 2015).