Chris and Autumn Patton’s quest to become homeowners brought them all the way to Vermont from North Carolina. “Not many people could relocate 900 miles,” jokes Chris, a self-employed carpenter. After receiving a lot of questionable advice from lenders regarding subprime and adjustable rate mortgages, the couple looked to central Vermont, where Chris has family.
They moved in summer 2007 with daughters Fern and Havah. Miriam was born soon after. Their 1970 Cape-style home has offered plenty of opportunities for renovation well suited to someone with Chris’ skills. But the key to their success was an affordable Vermont Housing Finance Agency (VHFA) mortgage. “We couldn’t have bought a home without VHFA,” Chris says. “We owe them everything.”
To learn more about Vermont Housing Finance Agency, please visit their website.
For more information on Housing Bonds, see our advocacy page.
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